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15 Easy Scholarships to Enter (even your dog could do it!)

Easy ScholarshipsWhat characterizes “easy scholarships” or “no essay scholarships” other than the obvious fact that it requires minimal application process and is open to a diverse group? For those pressed on time, easy scholarships are a sensible choice. Scholarships already help provide tuition assistance for college or grad school, but easy scholarships go beyond to make this process even simpler. Whether the award is $500 or $10,000, any monetary amount is worth the small effort. Hopefully, the process will be gratifying, and that you will have a good chance at winning scholarships you find easy.  Here’s our list below (hopefully your dog can type- albeit not that much!)

Our list of Easy Scholarships:

1)  BECAUSE COLLEGE IS EXPENSIVE SCHOLARSHIP

Are you a United States citizen and a high school junior or senior, college undergrad, or grad student? Then you can win $500. Nope, no other qualifications. Just be what you already are.

The $500 “Because College is Expensive Scholarship” is open to all students and those planning on enrolling within 24 months. The winner will be determined by random drawing monthly and then contacted directly and announced on the Scholarship Winners page. One entry per person is all that is necessary.

It truly doesn’t get easier than that.

Apply Here

2. The ScholarshipPoints $10,000 Scholarship

This $10,000 Scholarship does not require a GPA or an essay,  Great thing is it takes about 2 minutes to enter.

The nice thing about the Scholarship is that it’s quarterly and  you can apply  every quarter.

And the application is as easy as can be. In fact, you could have filled it out probably 10 times already since starting to read this blog. If you’re a current or incoming college student and know basic information about yourself (name, address, etc.), then you can win $10,000. Winners are drawn at random.

Apply Here

3. $1,000 You Deserve it Scholarship

The You Deserve It Scholarship is easy enough. When you create an account, you will automatically have a single application submitted on your behalf to apply to enter the monthly Scholarship. As a bonus, without any further effort,  you can apply to hundreds more  scholarships automatically.

Apply Here

4. $1,000 Easy Money Scholarship

The Cappex $1,000 Easy Money Scholarship  is a no brainer and offered every month! There is no GPA requirement and no essay to write.  In fact, all you have to do is create a profile and fill out what you do in your free time.

Apply Here

5.  $10,000 Scholarship Contest

Students just need to register for the CollegeXpress Scholarship.  You do not need to complete an application for this scholarship. The winner will be chosen in a random drawing.

Apply Here

6. $1,000 Monthly Scholarship

Register to enter the $1,000 monthly sweepstakes.  Make some extra cash by answering a couple of questions!

Apply Here

7. $5,000 Quarterly Scholarship

Sign up as an apprentice (takes 2 minutes). Complete your profile and choose what skills and industries you’re looking for. Build relevant skills, gain hands-on work experience, develop a network of industry professionals and who knows, maybe you will also win $5,000!

Apply Here

8. $2,000 Niche No Essay Scholarship

The scholarship is open to all high school and college students and those planning to enroll in the next 12 months. Simply log in or create a free account to apply.

9. $1,500 Make Me Laugh Scholarship

Tuition expense is no “laughing matter”(pardon the pun!). To enter this scholarship just describe an incident in your life, funny or embarrassing (fact or fiction), and make them laugh!” (250 words or less).

10. $1,500 Make Me Laugh Scholarship

Tuition expense is no “laughing matter”(pardon the pun!). To enter this scholarship just describe an incident in your life, funny or embarrassing (fact or fiction), and make them laugh!” (250 words or less).

11. $1,000 School Survey Sweepstakes

Take a short survey on your school and be entered for a chance to win $1,000. Open to students, parents, and recent alumni.

12. Sallie Mae $1,000 Monthly Sweepstakes

Entrants only need to register online to enter this monthly sweepstakes.

13. $1,500 Do-Over Scholarship

To enter, write in 250 words or less-  if you could get one ‘do-over’ in life, what would it be and why?”

14. $500 Courage to Grow Scholarship

Please explain in 250 words or less why you believe that you should be awarded this scholarship.

15. $1,000 Emoji Scholarship

To enter, tell them which emoji best describes your life and why for the chance to win $1,000 scholarship for school or student loan payments.

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Before reaching out for student loans, exhaust all possible resources. We have given you some easy ones to think about and should take advantage of.

If you strike out on scholarships, remember to exhaust your federal student loans first before turning to private students loans. Check out Cedar Ed Private student loans for quick and easy loan comparisons.

Looking for a Law School Scholarship?

LSATPrepCourses.org, a rate & review website for LSAT Test Prep Companies, just announced a new scholarship offering for law school students. The $500 LSAT Prep Courses Scholarship is open to all law school students and those planning on enrolling within 12 months. To enter the scholarship, all the student needs to do is rate & review their LSAT Test Program.

The winner will be determined by random drawing and then contacted directly and announced on their website. Law School is expensive and many law school scholarships require lengthy essays or special circumstances. This scholarship is one of the easy ones!

To enter the scholarship, you can visit, LSATPrepCourses.org.

If you are still looking for additional private scholarships to fund your law school endeavors, be sure to check out out list of 15 easy scholarships.

MBAInsight.com Special Offers!

MBAInsight.com recently published its Top 10 Best GMAT Prep companies along with the 5 Best MBA Admission Consultants.  The rankings are based from verified MBA students who have used these services and is meant to give perspective MBA Students an unbiased user rating.  Along with the rankings, MBAInsight.com offers students with a list of discount and promo codes for a lot of the top services.  Below is a sample list  of the current discounts they offer on GMAT Test Prep and MBA Admission Consulting firms:

Manhattan Prep GMAT– save up to 10% off Manhattan Prep’s fees for online or live classes.

Magoosh GMAT– get a discount of 20% on your Magoosh course of your choosing

Kaplan GMAT– save an additional 10% at checkout on either  GMAT online or live classes

Princeton Review GMAT– save up to 15% on various GMAT online and live classes

Stacy Blackman Consulting– get a free 15 minute  MBA potential evaluation

Admissionado– offers 1 school free (on the Junior Deluxe or Deluxe level) when you sign up for 3 or more.

Empower GMAT– Currently offering a 15% discount for the first month of the month-to-month option, or free Official Exam Packs 1 and 2 ($100 worth of official practice exams).

The Economist GMAT– save up to $200 on any online GMAT course you buy from The Economist.

Veritas GMAT Prep– save $100 off any online GMAT course.

EssayEdge– save 10$ on their MBA Personal Statement Editing & Essay Proofreading Services

 

 

 

 

 

The 7 biggest mistakes people make on college applications

College application form
College application form

Below are some mistakes students make on their college applications that really hurt their chances of being accepted at their top schools.

1. Starting too late- give yourself plenty of time to develop your unique story, it make takes months to do so!

2. Being generic- your essay should tell the admissions committee something unique about who you are and what you’ll bring to the campus that the rest of your application doesn’t.

3. Burning yourself out- Don’t join too many clubs, take 5 AP courses and volunteer on the weekends- you’ll burn yourself out

4. Doing anything cold- take practice exam and do a bunch of mock interviews

5. Selling yourself short- don’t be bashful- brag on your application

6. Acting aloof- visit schools, talk to professors and speak with students in programs or organization you may want to join so that you can discuss in your supplemental essays.

7. Skipping the optional essay- don’t let this opportunity slip by as your chance to show all the research you’ve done on the school and why you’re a perfect fit.

Top 10 Things You Will Need For College As A Freshman

College DormThis here is a list in no particular order of 10 things college freshmen across the country will need (aside from obvious things such as bedding) heading into their first year in the big leagues and adjusting to dorm life.

1. Fan: Things are going to be cramped and there is an astounding lack of A/C in freshman housing. This fan will make the temperature in your room a bit more bearable.

2. Some sort of mattress topper for your bed: This will help the stale, stiff bed resembling object that you have to use as a mattress be less of a chore to sleep on.

3. Sandals: The communal showers have seen plenty, put a layer between your feet and that tile floor for your own good.

4. Shower caddy: This will aid in your organization and keep all your toiletries in one place so you aren’t fumbling around when trying to shower and freshen up.

5. Dry erase board: This can help you maintain some form of organization as you can leave reminders and important messages for yourself.

6. Hamper: Bring one of these so you can at least try and keep your floor from being
replaced by a layer of clothing.

7. Small trash can: Also to help you from keeping your room from resembling something like that of a landfill.

8. Desktop lamp: Bring this for all of your late night work. Instead of leaving your main light on in your room, you can have this so you don’t keep your roommate up while you cram all night.

9. Multi-outlet power strip: This allows for some electronic freedom and gives your more to work with than the 23 power outlets you are given in your room.

10. FirstAid kit/Emergency/other medical care items: Mom and Dad won’t be there to help so it’s up to you to care for your scrapes and colds.

Adjusting to College Life

College Lif

College is a time for young men and women to truly realize who they are and what they want to do with their lives. It’s a time of unlimited opportunity where you control how you perform and what you do. No longer are you constrained to the daily responsibilities of you parents and daily structured high school class schedule.

With that being said, however, it is a time of major adjustment for those who want to flourish in their new environment.

One major area of college life that is imminent to you being successful at whichever institution you are attending is proper time management. Yes, college is a place where you can have fun with your newly made friends but like everything, should come in moderation. You must know when it’s okay to go out and blow off some steam and when not to. If you have a paper or test at some point during the week, it may not be the best time to be away from your books and computer. Allocating regular time to doing your work will help you organize your life and, if done properly and efficiently, can still leave for you to take a break and hangout.

Another area in which students should pay particular attention is being able to handle stress and adversity on your own. Being away from home means that you won’t always be able to turn to your parent or guardian for help and they won’t be able to do as much for you as they may have done prior in your life. This is where the school’s guidance counselor may become of some use for you as they provide you with someone to talk to and seek advice right there on campus.  Finding an appropriate outlet for relaxation, whether it be working out, yoga, etcetera, would be a good idea for help with relieving the stress of college life.

Finally, an additional recommendation for adjusting to college life is getting involved in school extracurriculars. Things like clubs, intramural and club sports, and other activities offer a great way to meet new people and companions for your new student life on campus. Clubs allow you to reach out into areas that specifically interest you with likeminded people. Intramural and club sports allow you to participate in sports that you may have played your entire life without the commitment of a varsity sport. Being an active member of your school’s community is a great way to branch out and make new connections with people on campus.

All in all, college is a place of exciting new opportunities. You control your academic performance, social life, and how you live. There’s countless ways for you to thrive in your new life and your success ultimately resides in your hands.

Should You Consolidate Your Student Loans?

refinance student loansThe Federal Reserve Bank of New York estimates that Americans owe $1.2 trillion in student loans.

According to the most recent numbers from the U.S. Department of Education, approximately 1 in 6 borrowers, are defaulting on their student loans and haven’t made a payment in at least a year. For those of you that are in good standing, now may be the time to consider your loan options.

There are many important things to consider when attempting tackling your student loans. First off is whether to consolidate or refinance your loans. Consolidation is combining your student loan payments into one while refinancing is reconstructing your existing loans into new ones. Consolidation simplifies the payment process as you are only cutting once check or ACH debit a month. Refinancing more often than not results in your payments having a lower interest rate and thus a lower monthly payment

The decision process does not end here, however.

Another thing to consider is time and how long you want to be paying off your student loans. Appropriately spacing out your payments is a crucial part in the process. You need to find a plan that best suits you and your life. Having your payments stretched over a longer period of time will mean lower payment amounts, but you are also responsible for them for a much longer period of time. On the other hand, you can pay them off in a shorter amount of time but with a much higher cost.

In addition to time you must consider the interest rate of your loans. It would be an easy decision to refinance your loans so that they have a lower interest rate but it is not always that simple. Things like having a poor credit score could inhibit you from doing so. Also, if you have a federal loan, the only option of refinancing is through a private lender, who are much more complex than the federal government.

Ultimately, the path you wish to take when solving your student loan dilemma is based on how best you can handle the situation. You need to understand and decide how long you want to be paying your loans while still actually being able to pay them.

The Bank of Mom & Dad- Rising Tuition Costs

Parent Loans

 

As rising tuition costs pile mounting debt on students, lenders and colleges are asking for additional alternatives: Load more debt on their parents.

A rising number of private student loan lenders are introducing parent loans, which allow borrowers to fund their kid’s education without putting their student on the hook. The loans mirrors a similar federal program (Parent Plus Loans) but don’t charge the hefty upfront fee levied by the government (4.3%), which could make them cheaper and encourage more use.  Parents will be able to borrow at interest rates ranging from about 3.75% to 10%, with 5 or 10 years to pay it off, depending on the lender.

The average student debt for graduates with a bachelor’s degree is projected to be $37,000 for 2016, up 78% from a decade ago, according to a recent WSJ article.

This is mostly due to the fact that the average annual cost of a four-year, private college, including room and board, has climbed 53% in the past 10 years, to $43,921, according to the College Board.  For public schools, it is up 61%, to $19,548 for in-state students.

3 Top Excuses Why You Are Not Saving

1) I Don’t know where to get started when is coming to savings?

About 50% of millennials and nearly 40% of Generation X feel they do not know what their best investment options are, according to a survey by Schwab Retirement Plan Services.

A good place to start is your workplace retirement account — likely a 401k plan.  Ideally, set aside 15% of your annual pay but contribute at least enough to get the full matching contribution from your employer, if it offers a match.

2) I Have Too Much Student-Loan Debt

More than 1/3 of millennials say they cannot set aside more money for retirement because they are still paying off student loans, according to the Schwab Retirement Plan Services survey.  Look into loan consolidation and refinancing programs so you can lower your monthly payments and save money by doing so. Take that savings and set up a savings or investment account.

3) I Need to Save for a House

Homeownership still is a big part of the “American dream.” In fact, nearly 2/3 of adults view homeownership as either “an accomplishment to be proud of” or “a dream come true,” according to a survey by Wells Fargo. However, if you aspire to own a home, you likely dream of retiring someday, too.

In fact, you should start saving for retirement as soon as possible, then start putting money away for a home when you can afford to do both.  Another option is to look for ways to earn extra income and cut unnecessary expenses in order to save for the down payment.

What You Should Know About Student Loans and Marriage

It’s that time of year again when wedding bells start ringing a little more loudly! Spring heralds the beginning of “wedding season,” and with that comes a union of more than just two lovebirds. Newly wedded couples will share families, a home and (perhaps a bit less romantically) any accrued debt. If you’re tying the knot, make sure you look objectively at your options for money management, such as student loan debt consolidation. Read on in the infographic below for our tips and tricks on merging wedded bliss with student debt, so there won’t be any reason that these two can not be wed!

Tying the knot