To apply for an Private Student Loan Consolidation, you must be a graduate of an eligible school. You or your cosigner must have a gross monthly income of $2,000 or greater and the credit requirements. Choosing a creditworthy cosigner will increase the likelihood of being approved and may lead to a lower loan rate. You can apply without a cosigner if you meet all of the credit criteria by yourself.
You must have $7,500 – $125,000 in undergraduate student loan debt ($7,500 – $175,000 in graduate debt) and also be a US Citizen or Permanent Resident